Regulated platform · Santiago de Chile

Invest in Chilean real estate from accessible amounts

Vaultenza is a Chilean real estate crowdlending platform that pools capital from many investors to finance residential buildings, housing complexes and refurbishment projects across the country.

CLP 250.000Reference minimum investment
30 díasMonthly construction reports
100%Projects with external audit
Santiago · Las CondesModern residential buildings in Santiago de Chile
About Vaultenza

Real estate crowdlending in Chile

Aerial view of residential towers in Las Condes

Real estate crowdfunding is a modern way of collective investment in construction and urban development projects. It consists of pooling capital with other people in order to participate in real estate ventures that would be difficult to reach individually.

Through a digital platform, many investors contribute funds that are allocated to a specific project. Once the construction is completed and the targets are met, the profits are distributed proportionally among all participants.

This model lets people with limited capital invest in large developments — residential buildings, housing complexes, or the refurbishment of existing properties — something increasingly relevant in the context of urban growth in Chile.

Crowdfunding opens up the real estate market and makes it more accessible. It is no longer the privilege of major developers or investment funds: today, anyone who wants to can take part in it.


How it works

How does it work?

You pick the project that interests you the most, decide how much you want to invest, and follow the progress of the works directly on the platform. Once the project is completed you receive your share of the profits.

01
Choose a project
Browse verified opportunities in Santiago, Viña del Mar and Concepción with technical fact sheets, drawings and key metrics.
02
Decide your amount
Set the amount you want to invest. The loan contract is signed digitally through FirmaVirtual.
03
Follow progress
Receive monthly construction reports, geolocated photos, and financial statements of the project vehicle.
04
Receive your return
When the project is delivered or sold, interest and capital are distributed proportionally to your Chilean bank account.

This is not just a trend, but a new stage in the development of the real estate market. Crowdfunding opens doors to opportunities that used to be out of reach for the average investor in Chile.

Our platform offers full transparency: you always know where your money is invested, which stage the project is at, and what the terms of your participation are.

With real estate crowdfunding you can support projects that transform neighborhoods and cities, and at the same time obtain returns from their successful execution.

We built this platform to make investing in real estate easier and more accessible. Our mission is to broaden access to the property market and give people more opportunities to take their own decisions.

Why Vaultenza

A Chilean view on real estate crowdlending

We combine local analysis, technical due diligence and technology so that every decision is well informed.

Local curation
Every project goes through legal, technical and financial review carried out in Santiago, with independent appraisals.
Full transparency
Documents, milestones and project transactions available 24/7 in your personal Vaultenza dashboard.
Accessible amounts
Designed for young professionals, families and the Chilean diaspora that want to enter the real estate market without buying a full apartment.
Solid legal structure
We operate under Chilean Fintec Law N°21,521 and the CMF guidelines, with public contracts and segregated custody.
42
Published projects
CLP 18B
Capital mobilized
5.300
Active investors
7
Cities covered
Featured projects

Developments that move Chile

An illustrative sample of the kind of opportunities we finance on the platform.

See the full list
Mirador Ñuñoa Tower
Santiago · Ñuñoa

Mirador Ñuñoa Tower

18-story residential building with compact apartments next to Inés de Suárez Metro station.

Target return10.4%
Term22 months
Costa Reñaca Complex
Valparaíso Region · Viña del Mar

Costa Reñaca Complex

96-unit beachfront housing complex with a focus on energy efficiency.

Target return11.8%
Term28 months
Barrio Inglés Refurbishment
Bío Bío · Concepción

Barrio Inglés Refurbishment

Heritage restoration of a 1928 building reconverted into 24 residential lofts.

Target return9.6%
Term18 months
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Risk warning

Investments in real estate projects involve risks, including partial or total loss of the capital invested. The displayed returns are targets, not guarantees. Vaultenza does not provide individual tax or financial advice; we recommend diversifying and consulting an independent adviser before investing.

Let's talk

Request a call with our Santiago team

Leave your details and a specialist will contact you during Chilean business hours (Monday to Friday, 9:00 to 18:00).

OfficeAv. Apoquindo 4501, floor 14, Las Condes, Santiago